Finally. A processor who specializes in DSCR and nonQM loans.

Hand off the file. Get it back closed.

Built for brokers who are done doing two jobs

SEE IF WE'RE A FIT

Does this sound familiar?

Even with a processor on the job, files can still demand your attention…

  • Tracking conditions
  • Answering underwriter questions your processor should have handled
  • Troubleshooting, because your processor doesn't have an "I'll figure it out" mindset
  • Wondering if your client has the latest updates

If so, you're not alone

Most processors were trained on conventional loans. The system tells them what to do next. When a DSCR file gets complicated - and they always do - the processor makes mistakes, goes silent, or hands the problem back to you.

Sometimes your client even notices the errors first. It's embarrassing, and it can affect repeat business and referrals.

Now you're managing the file, managing the processor, and managing your client's confidence. You're paying for a service that's supposed to lighten your load - not give you another job.

Babysitting your files drains bandwidth you could be spending on growing your business.

The way your business is meant to run

Picture this… you start your morning knowing everything is moving forward. No loose ends, and no wondering where a file is at.

  • Borrowers are updated before they ask

  • Problems get handled before they reach you

  • The only questions in your inbox are from new leads

Your clients feel taken care of from start to finish. They come back for the next deal, and when someone asks who they trust, your name comes up first.

With the right team behind you, your focus shifts. More time building your pipeline. More conversations. More deals closing.

This isn't wishful thinking. It's what your business looks like when it runs the way it should. Week after week. Month after month.

This is the experience we built Prestige Processing to deliver.

SEE IF WE'RE A FIT

OUR APPROACH

Complexity is our specialty

Prestige Processing is built by investors, so we know what's at stake when a new file lands on our desk. Every loan represents a move that defines a family's financial future.

For you, it's your reputation, your income, and your clients' trust on the line.

We've been in the room where unusual deals happen. Our background in creative finance transaction management — subject-to, seller finance, wraps, and hybrid structures — means we're fluent in complex deals most processors don't even know exist.

With DSCR and non-QM, every file is different. We love that. We take full ownership of our side: Following up before you ask and solving problems before they ever reach you.

We take on fewer files than most processors, intentionally. Not because we can't handle volume, but because every file deserves real attention. We treat each loan like it's our own transaction on the line.

Execution isn’t something we talk about. It’s how we operate.

What would your pipeline look like if you could focus entirely on new deals?

This is what a high-caliber broker needs.

THE PROCESS

What working with us looks like

01

We talk

We have a conversation about your business. What’s working, what's frustrating, and whether we're a good fit.

02

Start with one file

Send over a single DSCR or non-QM file. You’ll see how smoothly it moves. By the third or fourth, you’ll forget what it felt like to manage it yourself.

03

Get back to originating

We handle conditions, lender communication, borrower updates, and the paper trail. You focus on the next deal.

What happens when you send us a file:

Your borrower hears from us the same day. We send a welcome email letting them know we’re on it. We review the file, flag what's missing, and clarify any issues before they become problems. No surprises at closing.

From there we handle it all: Application to funding.

Every Monday you and your client get a clear update on each open file. Everyone is kept in the loop so nobody has to guess where a file stands.

We even follow up post-closing, and again a few weeks later to make sure all questions and issues are resolved.

PROOF

Don’t take our word for it

"Susan at Prestige Processing has been a blessing for my business. Her attention to detail and forward thinking have allowed me to focus more on generating new business and leave behind the tasks that used to consume so much of my time as an originator.

The weekly updates and consistent communication she provides have been huge for keeping my clients in the loop.

If you're a loan originator who needs a processor that works for you and your clients, reach out to Susan and see for yourself.”

— Patrick Penner

“

The entire loan process felt smooth, structured, and extremely well managed. Communication was exceptional - every update and next step was communicated clearly so there was never any confusion. What truly sets Susan apart is her proactive approach. She anticipated potential issues before they became problems.

Irinia S.

nonQM Loan

“

She far exceeded my expectations, and got the deal done smoothly allowing me to close escrow early and start earning some rental income.

Angelo P.

Real Estate Investor

Here's what borrowers say

Because when the process runs smoothly, your clients remember.

“

She even predicted if I was going to have a question and informed me before I knew I needed to know. This kind of initiative is highly valued in such an important context as closing on a loan.

Audree

DSCR Loan

SEE IF WE'RE A FIT

Who We Serve

We're for brokers who need DSCR-specific processing.

A good fit if…

  • You're originating DSCR or nonQM loans and you're done also being the processor.

  • You want someone who specializes in exactly what you do - not a generalist who dabbles.

  • You work with investors closing in LLCs, trusts, or other entity structures and you need a team who understands how that impacts the file.

  • You care about how your borrowers are treated, because their experience reflects on you.

But probably not the right fit if…

  • Your book is primarily conventional for W2 earners.

Our Ideal Broker

  • Sees our relationship as a partnership.

  • Understands lender guidelines and underwriting standards cold.

  • Does their homework before a file gets to the lender — they know it's approvable.

  • Respects the line between their responsibilities and ours.

  • Is ready to free up their time and attention, and scale their business to the next level.

Let's find out if we're a good fit.

Same-day response. No commitment. No awkward pitch.

Frequently Asked Questions

  • We’re licensed in Idaho. We can process loans in 46 states. Lenders in four states (Georgia, Illinois, Minnesota, New Jersey) may have overlays that require license. We cannot process in the following states: Arizona, California, Oregon, Texas, Florida, Michigan, and Nevada.

  • We get paid via escrow at closing

  • No, we believe that’s the responsibility of the LO. If you’d like us to be a back up, we can discuss that with you.

  • We handle most of the communication (if not all) with the borrower, title, lender, appraiser, and any other parties, as you prefer. We do not handle any communications about terms.

  • In general, we don’t lock loans, however if you want us to register the file and lock the loan immediately, we can discuss that.